32 years in banking with experience in consumer, commercial, agriculture & real estate lending. Branch manager for nine years. Graduated from DePauw University & Master’s degree from Eastern Illinois University . Completed graduate school of Banking at Madison , WI . Enjoys working in Clark Co. with farm customers.

You can contact Mike by email at mkern@firstbanktrust.com, by phone at (217) 826-6308 or (800) 228-6308 or drop by the Marshall Branch at 610 N. Michigan Ave., on Route 1 just South of Old Route 40