Tom was an undergrad at Southern Illinois University and earned his MBA at Eastern Illinois University. He has seventeen years of banking experience and is the Chief Credit Officer and Senior Vice President. He and his wife have two children.

You can contact Tom by email at ttracy@firstbankofsavoy.com by phone at (217) 351-3526 or (800) 404-3209 or drop by the Savoy Branch at 1251 Woodfield Drive at the corner of Route 45 and Curtis Road.