Whatever your financial needs may be either today or in the future, First Bank 's Home Equity Line of Credit is the smart and affordable way for the homeowner to borrow money.

A home equity line allows you to set up a multi-use revolving line based on the equity in your home. When you set up your line, you will receive a book of your own personalized line of credit checks to use as you wish. To access your line, simply write a check to the contractor, university, credit card company, etc. for the amount that you want to borrow. Each month you will receive a credit line activity statement showing charges, payments, and available balance. Minimum monthly payments will be automatically applied to your line, or you may choose to pay a larger amount in order to repay your line sooner. Your line is automatically replenished for future use as your payments are credited to the line.

The ease and beauty of your line of credit is that you control when and how much you want to borrow and you only pay interest on the amount you use. You can use your line over and over again without re-applying or even having to come into the bank.

Back to Consumer Loans