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Mortgage Loans Mortgage Loan Products - Adjustable Rate Loans Adjustable Rate Loans remain fixed for a specific number of years and then the rate and payments can change periodically. Typically the beginning interest rate is lower than a fixed rate loan – this means you can buy a more expensive home for less money per month. An Adjustable Rate Loan may be the right product for you if you do not plan to stay in your home or if you expect increases in your income which will offset potential increases in your monthly payment. Contact one of our Mortgage Loan Officers for current rates and more details. << Back to Mortgage Loan Products
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