Helping To Protect Our Customers
At First Bank we strongly believe in protecting the customer. That is why we offer credit life and disability coverage. This coverage not only protects your credit rating but more importantly protects you from the unexpected health situations we face in life such as injury, sickness, and death.
Should you become disabled or sick and under doctor's care for 7 or more days, the protection plan will make payments at the rate of 1/30th of your monthly payment for each day you are disabled or sick. You do not have to be confined to a hospital or your bed to receive benefits. You must be in good health, be under the age of 66, and be working for wages or profit at least 30 hours or more each week.
In the event of death before completing your payments, the remaining balance due on your debt will be paid by the plan. Joint coverage is available to protect against the death of a co-borrower on your loan.
For your convenience, premiums will be included in your loan payments. You will not have premium due dates to remember or forget. If you believe as we believe, then you would agree that "no one's debts should live after them or ever become a burden to others."
• Not a Deposit Product
• Not FDIC-Insured
• Not Insured by any Federal Government Agency
• Not Guaranteed by the Bank
