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Rates for Mortgages and Personal & Business Deposits

At First Bank, we pride ourselves on keeping competitive rates for our mortgage loans, as well as our personal and business deposit products. Check our rates below regularly, as they are subject to change at any time.


Mortgage Rates

Rates effective as of 03/28/2017 10:38 AM CT    

Term Rate APR Points
30 Year Fixed Rate4.1254.171 0
20 Year Fixed Rate3.8753.938 0
15 Year Fixed Rate3.3753.419 0

Personal Deposit Rates

Rates effective as of 03/16/2017     Download as a PDF

TermMinimum DepositInterest RateAPY*
91 Day CD+$5,0000.08%0.08%
5 Month CD+$5,0000.30%0.30%
182 Day CD+$5,0000.32%0.32%
7 Month CD+$5,0000.40%0.40%
11 Month CD+$5,0000.45%0.45%
12 Month CD+$5,0001.00%1.00%
18 Month CD+$5,0000.45%0.45%
21 Month CD+$5,0001.25%1.26%
24 Month CD+$5,0000.65%0.65%
30 Month CD+$5,0000.70%0.70%
48 Month CD+$5,0000.75%0.75%
60 Month CD+$5,0000.86%0.86%
72 Month CD+$5,0001.06%1.06%

IRA Certificates of Deposit

12 Month IRA+$5001.00%1.00%
18 Month IRA+$5000.45%0.45%
24 Month IRA+$5000.65%0.65%
30 Month IRA+$5000.70%0.70%
48 Month IRA+$5000.75%0.75%
60 Month IRA+$5000.86%0.86%


Variable Rate Accounts

The interest rate and APY may change after account opening on the accounts listed below:

Account TypeMinimum DepositMinimum Balance to Obtain APY*Interest RateAPY*
Money Market
Health Savings Account$500$5000.02%0.02%



Business Deposit Rates

Account TypeMinimum DepositMinimum Balance to Obtain APY*Interest RateAPY*
Business Interest Checking$1,000$2,5000.02%0.02%
Business Money Market$10,000$15,0000.05%0.05%


All rates subject to change at any time. Please call your local branch for current rates. Fees may apply and could reduce earnings on your account. Contact a New Account Representative for further information about applicable fees and terms. *APY = Annual Percentage Yield. +A penalty may be imposed for early withdrawal.



Routing #271172987

Equal Housing Lender Member FDIC  
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