Rates for Mortgages and Personal & Business Deposits

At First Bank, we pride ourselves on keeping competitive rates for our mortgage loans, as well as our personal and business deposit products. Check our rates below regularly, as they are subject to change at any time.


Mortgage Rates

Rates effective as of 06/22/2018 9:28 AM CT    

Term Rate APR Points
30 Year Fixed Rate4.5004.547 0
20 Year Fixed Rate4.3754.440 0
15 Year Fixed Rate4.1254.170 0

Personal Deposit Rates

Rates effective as of 5/29/2017     Download as a PDF

Personal Deposit Rates
TermMinimum DepositInterest RateAPY*
91 Day CD+$5,0000.08%0.08%
5 Month CD+$5,0000.25%0.25%
6 Month CD (182 Day)$5,0000.30%0.30%
7 Month CD+$5,0000.40%0.40%
11 Month CD+$5,0000.45%0.45%
12 Month CD+$5,0001.49%1.50%
14 Month CD Special+$5,0000.54%0.54%
18 Month CD+$5,0000.58%0.58%
21 Month CD+$5,0000.60%0.60%
24 Month CD+$5,0000.65%0.65%
30 Month CD+$5,0000.70%0.70%
36 Month CD+$5,0000.72%0.72%
48 Month CD+$5,0000.75%0.75%
60 Month CD+$5,0000.90%0.90%
72 Month CD+$5,0001.06%1.06%

IRA Certificates of Deposit

12 Month IRA+$5001.49%1.50%
18 Month IRA+$5000.58%0.58%
24 Month IRA+$5000.65%0.65%
30 Month IRA+$5000.70%0.70%
36 Month IRA+$5000.72%0.72%
48 Month IRA+$5000.75%0.75%
60 Month IRA+$5000.90%0.90%


Variable Rate Accounts

The interest rate and APY may change after account opening on the accounts listed below:

Variable Rate Accounts
Account TypeMinimum DepositMinimum Balance to Obtain APY*Interest RateAPY*
Money Market
Health Savings Account$500$5000.02%0.02%



Business Deposit Rates

Business Deposit Rates
Account TypeMinimum DepositMinimum Balance to Obtain APY*Interest RateAPY*
Business Interest Checking$1,000$2,5000.03%0.03%
Business Money Market$10,000$15,0000.05%0.05%


All rates subject to change at any time. Please call your local branch for current rates. Fees may apply and could reduce earnings on your account. Contact a New Account Representative for further information about applicable fees and terms. *APY = Annual Percentage Yield. +A penalty may be imposed for early withdrawal.



Routing #271172987

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